Prosper Personal Loan Types

Choose from a wide range of personal loan amounts and terms available only through our social lending marketplace.
Prosper offers fixed rate, fully amortizing , unsecured loans from $2,000 to $35,000. Loan terms of 3 and 5 years are available, depending uponloan amount. Along with attractive rates, these loans are offered with no penalties for paying off your loan early or for making partial prepayments. See why Prosper personal loans are a more attractive way to borrow than credit card or other consumer debt that could take years to pay off!

With easy monthly payments of principal and interest to investors like you, borrowers get what they want without getting deeper into debt. You will be asked to fill out some personal information, which will help us to give you the best rate and loan terms possible and protect you and others against fraud. We will check your identity and obtain your credit score. (This will not affect your current credit score.)

Ways to Achieve the 20% Down:

  • Equity Partner
  • Family or Friend
  • Equity in Free and Clear Property
  • Seller Carry Back
  • 401k
  • Self‐directed IRA
  • Inner Circle Program
  • Gap Funder
  • Cash